Homeowners Policy
Losing Your Home Can Be Devastating
Imagine losing your home due to a sudden and unexpected natural disaster. For most of us, this loss would incalculable. Family pictures, mementos and other items can never truly be replaced. But with a homeowner’s insurance policy, you can still recover from the financial loss of the event.
The terrible floods that hit the Nashville area in 2010 caused a tremendous amount of damage and displaced thousands of our friends and neighbors. But those who had the protection of a homeowners insurance policy with added flood insurance were able to weather the disaster, get back on their feet and repair their homes more quickly. Flooding, tornadoes and fires are some of the most common hazards in Tennessee that can put your home at risk.
Protect Your Home in the Event of a Disaster
YourCompanyName understands that a homeowner’s insurance policy is a safety net to protect one of your most valuable assets. Your policy should help you sleep better when times are good, because you know your home and its contents are protected in case things go wrong. We work diligently for our clients to process their claims as quickly as possible, and to ensure that their compensation in the event of a disaster comes through.
Is your home protected when disaster strikes?
You want an insurance policy from a company that protects your asset and compensates you in the event of a loss.
Many homeowners make the mistake of purchasing insurance because it’s required in a mortgage contract, but don’t put much additional thought into it. They often don’t know that many potentially destructive things are not covered in a standard policy, such as floods or earthquakes. At YourCompanyName, we want you to understand what your policy covers – and the “extras” you should consider purchasing.
Home
The main reason for having a homeowner’s insurance policy is to protect your investment against fire and smoke. Other sudden hazards that are covered under a standard policy include windstorms, hail, smoke damage, lightning or an explosion. Your policy covers the cost of repairs or replacement.
Condominium
If you own a condominium, YourCompanyName can provide you with a policy to protect that investment. In addition to fire coverage, a condo policy will provide you with personal liability protection, guest medical coverage, personal property coverage, and other important insurance benefits.
Renters
A renter’s insurance policy from YourCompanyName can cover the loss of your personal belongings in the event of a fire or other sudden hazard. It also provides important liability coverage if a guest or someone else is injured inside your apartment or rental home. Call for details on renter’s insurance!
High Net Worth
If you own a luxury home, a high net worth policy from YourCompanyName is a necessity! In addition to protecting your home, a high net worth policy covers other important high-end investments in personal property, including valuable sports cars, jewelry, antiques and fine art. Call today for a free quote.
Vacation Home
A second home or vacation home cannot be covered under your main homeowner’s policy, because every home has different insurance requirements. A vacation home will need more coverage against theft, for example, if it is unoccupied most of the time. Call for a quote on your second investment property.
Personal Umbrella
Umbrella insurance can protect you over and above the coverage provided by your homeowner’s policy. Property damage, personal injury, bodily injury and other incidents can cost more than your homeowner policy can cover. Umbrella coverage from YourCompanyName provides you an extra layer of protection.
Personal Inland Marine
Personal inland marine insurance is an add-on to your homeowner’s policy that protects many of your personal belongings. Replacing personal property is not generally covered in a homeowner policy. Protect your silverware, furs, camera equipment, fine art and more with a personal inland marine policy.
Investment Property
If you’re a landlord who owns an investment or rental property, this type of coverage protects your investment much like a homeowner’s policy. It covers your personal property, in addition to providing liability coverage, loss of rent coverage and other important aspects that landlords need to worry about.
Mobile Home
Mobile home and manufactured home coverage from YourCompanyName protects your investment! Your insurance policy will protect against fire, hail, windstorms and other events, as well as coverage if your home needs to be transported. Call for a free quote on a mobile or manufactured home policy.
YourCompanyName
Reliable Homeowners Insurance
Whether you’ve paid off your mortgage or you’re buying a home for the very first time, homeowner’s insurance from YourCompanyName will protect your investment against loss. Most lending companies require a homeowner’s policy to be in place before they will lend you the money to purchase a home. But in addition to those requirements, homeowner’s insurance gives you peace of mind. The years that you spend investing in a home can be wiped out in a matter of hours if your home catches fire. A homeowner’s policy from YourCompanyName ensures that you can recoup your losses and rebuild after a devastating event. Your policy will also cover personal and property liability, guest medical coverage and other important considerations. Call today for a free homeowner’s insurance quote.